Insurance and Underwriting
Are you looking to test your knowledge in Insurance and Underwriting? Our platform offers a variety of tests for individuals to assess their skills and improve their understanding of these subjects. From basic concepts to advanced topics, our tests cover a wide range of areas to help you prepare for your next exam or job interview. Start testing your knowledge today and take the first step towards achieving your goals in insurance and underwriting.
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Foundation Insurance and Underwriting Tests
Junior insurance and underwriting roles typically serve as entry-level positions in the field,
providing individuals with the opportunity to gain foundational experience and knowledge.
Here are some examples of junior insurance and underwriting roles:
Our psychometric assessments have been competency mapped to the following positions
to enable targeted screening (testing for recruitment) and development
(profiling to match a candidates fit with the role, their manager and their new team);
The following junior level psychometric tests are recommended:
Core tests;
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Verbal and Numerical Reasoning Test
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Inductive (Problem) Reasoning Test
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Behavioural Profiling Assessment
Optional (depending on the nature of the role);
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Financial Literacy Test (With specialised insurance skills tests, e.g Insurance Underwriting or Policy Administration Test)
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Cross Checking Test (Attention to detail assessment)
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Excel Test (Skills assessment)
Behavioural characteristics and reasoning skills are crucial for success in junior insurance roles. Here are some of the key attributes and skills required:
Behavioural characteristics evaluated by psychometric testing:
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Attention to Detail Assessment: Junior insurance and underwriting staff must be meticulous and precise in their work. They need to spot errors and discrepancies in financial records and reports.
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Integrity and Ethics Profiling: Trust is paramount. Junior insurance and underwriting staff must adhere to ethical standards and handle financial data with integrity and confidentiality.
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Time Management Test: Effective time management is essential for meeting deadlines, especially during busy periods like month-end and tax season.
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Organizational Skills Test: Managing large volumes of financial data, documents, and records. Strong organizational skills help them keep everything in order.
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Communication Assessment: Clear written and verbal communication is essential for explaining financial data, collaborating with colleagues, and conveying information to clients or superiors.
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Teamwork Profiling: Collaboration and the ability to work effectively with colleagues in different departments is important.
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Adaptability Assessment: Insurance and underwriting rules and regulations can change, and technology evolves. Junior insurance and underwriting staff should be adaptable and willing to learn new skills and stay up-to-date with industry changes.
Reasoning skills assessed by specific ability-based testing:
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Numerical Reasoning Test: Strong numerical skills are fundamental to junior insurance and underwriting staff as they need to perform calculations accurately and analyze financial data.
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Analytical Thinking Assessment: They must be able to dissect financial information, identify trends, and draw meaningful insights from data to support decision-making.
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Problem Solving Test: Identify, escalate and resolve complex financial issues that require problem-solving skills to find solutions and ensure financial accuracy.
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Critical Thinking Test: Junior insurance and underwriting staff need to evaluate financial statements and reports critically, spotting errors or inconsistencies, and making recommendations for improvement.
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Logical Reasoning Test: Being able to follow logical processes and deductions is crucial when processing insurance activities and identifying discrepancies.
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Data Entry Accuracy Test: Precision in data entry is vital to ensure that financial records are error-free.
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Decision-Making Assessment: Junior insurance and underwriting staff may be called upon to make recommendations or decisions based on financial data and analysis.
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Risk Assessment: They should be able to assess insurance risks and suggest strategies to mitigate them.
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Attention to Compliance Test: Understanding and applying insurance regulations and standards requires attention to detail and reasoning skills.
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Insurance Software Proficiency Test: Familiarity with insurance software and the ability to navigate and extract data from these systems are increasingly important.
These behavioural characteristics and reasoning skills are essential for junior insurance and underwriting to perform their duties effectively, maintain accuracy, and contribute to the success of their organizations.
Foundation Insurance & Underwriting Roles
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Trainee Insurance Underwriter
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Insurance Assistant
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Renewals Insurance Administrator
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Insurance Policy Services Administrator
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Insurance Operations Clerk
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Insurance Client Services Administrator
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Insurance Processing Officer
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Customer Care Consultant (Insurance)
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Underwriting Insurance Coordinator
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Insurance Accounts Assistant
Intermediate Insurance and Underwriting Tests
The following Intermediate Level psychometric tests are recommended:
Core tests;
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Numerical Reasoning Test
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Verbal Reasoning Test
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Inductive Reasoning Test
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Behavioural Profiling
Optional (depending on the nature of the role);
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Financial Literacy Test
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Excel Test
Intermediate Behavioural Tests
Behavioural characteristics and reasoning skills are crucial for success in intermediate
insurance and underwriting roles. Here are some of the key attributes and skills required:
Behavioural characteristics evaluated by psychometric testing:
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Attention to Detail: Intermediate insurance and underwriting professionals must accurately review applications, policy documents, endorsements, and risk information. They need to identify inconsistencies, assess exposures, and ensure policies are correct.
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Integrity and Ethics: Trust is fundamental in insurance and underwriting. Professionals must apply underwriting guidelines fairly, maintain confidentiality, and uphold regulatory and ethical standards when making decisions.
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Time Management: Effective time management is essential for balancing quotations, renewals, referrals, client enquiries, and underwriting assessments while meeting service-level expectations.
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Organisational Skills: Managing multiple policies, client accounts, underwriting submissions, and documentation requires strong organisational skills to maintain accuracy and efficiency.
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Communication: Clear written and verbal communication is critical for explaining underwriting decisions, negotiating terms, discussing risk factors, and collaborating with brokers, clients, and colleagues.
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Teamwork: Intermediate insurance and underwriting professionals must work effectively with underwriting teams, claims specialists, brokers, risk advisors, and other stakeholders to achieve positive business outcomes.
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Adaptability: Insurance products, regulatory requirements, market conditions, and underwriting technologies continue to evolve. Successful professionals must be adaptable and willing to learn new processes and industry developments.
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Customer Focus: Balancing commercial objectives with customer needs is important. Professionals should strive to provide responsive service while maintaining sound underwriting and risk management practices.
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Decision-Making: Insurance and underwriting professionals must evaluate available information, assess risk appropriately, and make timely decisions that align with underwriting guidelines and business objectives.
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Commercial Awareness: Understanding market conditions, industry trends, competitor activity, and business performance helps professionals make informed underwriting decisions and contribute to portfolio growth.
Intermediate Reasoning Tests
Reasoning skills assessed by specific ability-based testing:
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Attention to Detail: Intermediate insurance and underwriting professionals must be thorough and accurate in their work. They need to identify inconsistencies in applications, policy documentation, risk information, and underwriting submissions.
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Integrity and Ethics: Trust is paramount. Insurance and underwriting professionals must adhere to ethical standards, apply underwriting guidelines fairly, and manage client and business information with confidentiality and professionalism.
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Time Management: Effective time management is essential for managing competing priorities, including quotations, renewals, referrals, client requests, and policy administration activities.
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Organisational Skills: Managing multiple policies, accounts, risk assessments, and stakeholder interactions requires strong organisational skills and the ability to maintain accurate records.
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Communication: Clear written and verbal communication is essential for explaining underwriting decisions, discussing policy terms, negotiating outcomes, and building productive relationships with clients and brokers.
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Teamwork: Collaboration and the ability to work effectively with underwriters, brokers, claims professionals, compliance teams, and other stakeholders is important.
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Adaptability: Insurance markets, regulatory requirements, and underwriting practices continue to evolve. Insurance and underwriting professionals should be adaptable, embrace change, and remain up to date with industry developments.
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These behavioural characteristics are essential for intermediate insurance and underwriting professionals to effectively assess risk, maintain portfolio quality, support profitable growth, and contribute to the success of their organisation.
Intermediate Insurance and Underwriting Roles
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Insurance Underwriter
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Commercial Insurance Underwriter
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Insurance Underwriting Officer
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Senior Insurance Underwriting Assistant
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Insurance Broker Account Manager
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Insurance Risk Assessment Officer
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Insurance Portfolio Analyst
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Compliance & Underwriting Officer
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Insurance Operations Manager
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Insurance Claims & Underwriting Specialist
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General Insurance Account Executive
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Insurance Relationship Manager
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Insurance Policy Development Officer
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Insurance Product & Underwriting Analyst
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Insurance Quality Assurance Officer
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Insurance Business Development Executive
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Corporate Insurance Consultant
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Insurance Program Coordinator
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Insurance Portfolio Manager
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Insurance Underwriting Team Leader
Advanced Insurance and Underwriting Tests
Senior insurance and underwriting positions are typically leadership roles within an organisation's insurance, underwriting, risk, or broking function. These roles often require extensive industry experience, advanced technical knowledge, strong commercial acumen, and a deep understanding of risk assessment, regulatory compliance and business strategy.
Our psychometrics have been competency mapped to the following positions to enable targeted screening (testing for recruitment) and development.
The following Advanced Level psychometric tests are recommended:
Core tests;
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Numerical Reasoning Test
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Verbal Reasoning Test
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Inductive Reasoning Test
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Behavioural Profiling Assessment
Optional (depending on the nature of the role);
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Insurance Risk Assessment Test
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Insurance Underwriting Knowledge Test
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Financial Literacy Test
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Advanced Excel Skills Test
Advanced Behavioural Tests
Senior-level and executive insurance and underwriting roles require a unique combination of leadership capability, commercial judgement, strategic thinking, and advanced risk management expertise. These positions are responsible for guiding underwriting strategy, managing portfolios, driving business performance, and ensuring sound governance across complex insurance operations.
Psychometric profiling with evaluate and test the suitability of the following behavioural characteristics:
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Leadership: Senior insurance and underwriting professionals must provide clear direction, develop high-performing teams, and foster a culture of accountability, performance, and continuous improvement.
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Integrity and Ethics: Strong ethical standards are essential when making underwriting decisions, managing risk exposures, and maintaining the trust of clients, regulators, brokers, and stakeholders.
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Strategic Thinking: Leaders must be able to assess market opportunities, anticipate emerging risks, and develop long-term underwriting and portfolio strategies that support organisational objectives.
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Commercial Acumen: A strong understanding of profitability, portfolio performance, market conditions, and business growth is critical for balancing risk selection with commercial outcomes.
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Decision-Making: Senior professionals are required to make complex underwriting and business decisions involving significant financial, operational, and reputational risk.
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Communication and Influence: The ability to communicate complex risk concepts, underwriting strategies, and business priorities to a wide range of stakeholders is essential.
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Relationship Management: Successful leaders build and maintain productive relationships with brokers, clients, reinsurers, regulators, and internal stakeholders to support business objectives.
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Adaptability: Insurance markets, regulatory environments, and risk landscapes are continually evolving. Senior professionals must successfully navigate change and respond to emerging challenges.
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Conflict Resolution: The ability to manage disagreements, negotiate outcomes, and resolve complex stakeholder issues is critical in leadership roles.
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Change Management: Senior leaders often oversee organisational transformation, underwriting reform, technology implementation, and operational improvement initiatives.
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These behavioural characteristics are essential for senior insurance and underwriting professionals to effectively lead teams, manage risk, drive profitable growth, and contribute to the long-term success of their organisation.
Advanced Reasoning Tests
Reasoning skills assessed by specific ability-based testing:
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Strategic Thinking Assessment: The capacity to think strategically about insurance and underwriting challenges, identify growth opportunities, anticipate emerging risks, and assess long-term portfolio implications.
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Critical Thinking Assessment: Senior insurance and underwriting leaders must critically evaluate risk data, market information, underwriting decisions, and business strategies to solve complex commercial and operational challenges.
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Insurance Portfolio Analysis Test: Advanced analytical skills are essential for evaluating portfolio performance, identifying trends, monitoring profitability, and supporting effective underwriting outcomes.
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Risk Management Assessment: The ability to identify, assess, and manage insurance risks associated with underwriting activities, portfolio exposures, regulatory obligations, and changing market conditions.
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Negotiation Skills Assessment: Strong negotiation capabilities are crucial for leaders involved in complex underwriting referrals, broker relationships, reinsurance arrangements, and commercial partnerships.
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Innovation Assessment: Senior insurance professionals should encourage and support innovation in underwriting practices, operational processes, technology adoption, and customer solutions.
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Big-Picture Perspective Assessment: The ability to understand the broader insurance landscape and evaluate how underwriting, risk, and business decisions impact organisational performance.
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Data-Driven Decision-Making Test: Leaders must rely on data, analytics, and portfolio insights to make informed underwriting, pricing, and strategic business decisions.
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Cross-Functional Business Understanding Assessment: A deep understanding of how underwriting interacts with claims, compliance, risk management, finance, customer service, and distribution functions.
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Long-Term Focus Assessment: Senior leaders must think beyond short-term performance and consider the long-term sustainability, profitability, and success of the organisation.
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These reasoning skills are critical for senior insurance and underwriting professionals to effectively lead teams, manage complex portfolios, drive business performance, and navigate the evolving insurance industry.
These behavioural characteristics and reasoning skills are crucial for senior-level and executive professionals in insurance and underwriting to lead organisations effectively, drive financial performance, and navigate the complexities of the business world. Developing and honing these skills and characteristics is an ongoing process that can lead to successful careers in top financial leadership roles.
Advanced Insurance and Underwriting Roles
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Chief Underwriting Officer
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Head of Underwriting
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Senior Underwriting Manager
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Underwriting Operations Manager
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National Underwriting Manager
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State Underwriting Manager
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Commercial Insurance Underwriting Manager
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Corporate Insurance Underwriting Manager
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Underwriting Team Leader
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Senior Insurance Portfolio Manager
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Insurance Risk and Underwriting Manager
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General Manager, Underwriting
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Insurance Distribution and Underwriting Manager
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Reinsurance Manager
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Executive Manager, Insurance and Underwriting